
If you’ve never used points and miles, this guide is for you. I’ll walk you through the why, what and exactly how to start – without spreadsheets taking over your life or swiping your way into debt. You’ll see how I string together sign-up bonuses (SUB), transfer partners and perks (like airport lounges) to turn normal spending into cheap or free trips.
A few personal trips using points – Family trip to Asia in business class, only paying taxes on flights to FL and getting a free night hotel stay before ALL our cruises, NOLA mostly on points, plus booked my family to Ecuador in economy down and business class back plus several hotels – all on points!
Why Points Work – Travel Hacking for Beginner’s
Why this isn’t exactly couponing in disguise – from a former Extreme Couponer:
Points are a currency! Banks reward you with points or miles for opening a card and using it. Those points can be cashed out for things like gift cards or used to “erase” purchases, but the real value is transferring to partners redeeming for flights and hotels, where you can get 2-10¢ per point (sometimes more).
Sign-up bonuses are more valuable than everyday swipes. A single welcome bonus can cover a round-trip to Europe or a week of hotels. You don’t need a dozen cards to start – just one good card plus a plan.
Flexibility beats loyalty. I prefer flexible currency (Chase Ultimate Rewards (UR), AMEX Membership Rewards (MR), Capital One Miles, Citi ThankYou Points) because I can transfer them to different airlines and hotels when I find deals. I won’t lie, it takes time and patience but the payoff is worth it!
The Three Types of Travel Rewards:




